When our model hits home–the proof is in the pudding.

 

Pudding Proof

I recently had the opportunity to experience the pitfalls of my own commercial health
insurance.  I tell patients all the time “the proof is in the pudding.”  Well it was my turn to see how this pudding really was in the health insurance world.

 

 

Recurrent Strep

This past fall my daughter was hit with yet another bout of strep throat.  She has fought it throughout her young life.  At the age of seven I made the call to consult with one of my favorite ENT docs.  It was an easy decision that she would do better if we proceeded with tonsillectomy and adenoidectomy.

 

High Deductible

I, like so many of my patients, have a high deductible plan that I have married with an HSA(Health Savings Account).  I knew the bulk if not all of the cost of the procedure would be my responsibility.  I did not hesitate to ask for cash pricing.

Insurance Negotiated Pricing vs Cash Pricing

Pricing for any surgical procedure needs to include the following fees:

1.  Surgeon’s Fee
2.  Anesthesiologist’s Fee
3.  Surgical Facility’s Fee

INSURANCE NEGOTIATED PRICING:  

Surgeon	$372.51
Anesthesiologist + Facility	$2624.00
Total Cost	$2996.51

CASH PRICING: 

Surgeon	$402.50
Anesthesiologist	$578.00
Facility	$879.83
Total Cost	$1860.33

FINAL PRICING AND SAVINGS:

I was actually able to pay the insurance negotiated pricing for the surgeon and the cash pricing for the anesthesiologist and the facility.  My final pricing was $1830.34 for the entire procedure.  And there lies the proof in the pudding:

Almost $1200 in Savings

Happy Healthy Kid at Great Cost Savings by Paying Cash

Bear was Free!

Ann Riggs, DO

Patient-Driven Affordable Healthcare

 

Poison Ivy Prevention–Are you ready to ditch the itch?

Leaves of three, let them be!! Hairy vine, no friend of mine!! Raggy rope, don’t be a dope!! Berries white, run in fright!! Growing up in the midwest, most of us are well informed of this itchy summer issue. We know to avoid the plant, wear protective clothing, and wash the oil off as soon as exposed.

As a young child I was never allergic and spent most of my summers exploring the woods, marveling at the wonders of nature. When I developed a rhus (poison ivy, poison oak, poison sumac) allergy as a young adult, it seriously impacted my enjoyment of the summer!!

Five years ago I heard of a pharmacy in Warsaw, Missouri offering a poison ivy prevention treatment. My husband and I had recently purchased a farm with extensive poison ivy actively growing. I had spent the last 3 summers requiring multiple steroid injections for poison ivy so both of us decided to give this a try.

And it WORKED!! Each year it works even better. Some people get complete immunity. I have never been that lucky but have significant less skin eruption with direct contact of the plant and no spread. I have not required steroid treatment for 4 years now and might get one small blister in the area of direct skin contact with the plant.

This is a homeopathic treatment and does not impact medications or supplements. Poison Ivy Oral Solution is designed to work as a preventative to help protect against getting poison ivy. The cost for members is $40 and the cost for non-members is $60 at Direct Medical Care.  This solution is held in the mouth for 30 seconds and then swallowed. Poison Ivy Solution is best taken between meals. Mint flavored foods or mouthwashes must be avoided 30 minutes to one hour before and after administration. The first dose of the medication should be administered in a physician’s office, the other’s may be taken at home. Patients taking the Poison Ivy Solution during the plant’s active growth phase (late spring and summer) should keep away from the plant until all three vials have been taken.

First dose monitoring in the doctor’s office is related to the active ingredient in the solution. It contains a dilution of the resin of the plant Rhus Toxicdendron. I have not seen a case of allergy to the solution, but it is theoretically possible.

The treatment success I have experienced is part of the reason I pursued integrative medicine. It opened my eyes to the possibilities of alternative treatments. I typically order my own solution in March and will be putting an order in soon.

Are you ready to ditch the itch?

Beckie Moore, Integrative Family Nurse Practitioner