Cori Then and Now…Transformation Tuesday

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Cori is an avid football fan and is loyal to our Kansas City Chiefs.  Last spring she set out on a transformation that has changed her life.

Not only does she look fantastic but she feels healthier and happier with her progress. She is a mother of three active children and is excited to be setting a good example for them by being healthier and taking care of herself.

Cori’s encouragement for others is to be prepared for hard work.  The results will not be instant and expect setbacks.  It really is about making small steps towards a bigger goal.

How did she do it?  Hard work.  Nothing compensates for hard work.  She began running and really watching her diet.  Her diet focus was not only about healthier choices but also portion control.   Cori has completed two half-marathons and has plans for more.

Go Cori and Go Chiefs!

 

Ann Riggs, DO

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Patient-Driven Affordable Healthcare

When our model hits home–the proof is in the pudding.

 

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Pudding Proof

I recently had the opportunity to experience the pitfalls of my own commercial health
insurance.  I tell patients all the time “the proof is in the pudding.”  Well it was my turn to see how this pudding really was in the health insurance world.

 

 

Recurrent Streprapid_strep_pos

This past fall my daughter was hit with yet another bout of strep throat.  She has fought it throughout her young life.  At the age of seven I made the call to consult with one of my favorite ENT docs.  It was an easy decision that she would do better if we proceeded with tonsillectomy and adenoidectomy.

 

High-Deductible-Health-Plan-paired-with-a-Health-Savings-AccountHigh Deductible

I, like so many of my patients, have a high deductible plan that I have married with an HSA(Health Savings Account).  I knew the bulk if not all of the cost of the procedure would be my responsibility.  I did not hesitate to ask for cash pricing.

Insurance Negotiated Pricing vs Cash Pricing

Pricing for any surgical procedure needs to include the following fees:

  1.  Surgeon’s Fee
  2.  Anesthesiologist’s Fee
  3.  Surgical Facility’s Fee

INSURANCE NEGOTIATED PRICING:  

Surgeon $372.51
Anesthesiologist + Facility $2624.00
Total Cost $2996.51

CASH PRICING: 

Surgeon $402.50
Anesthesiologist $578.00
Facility $879.83
Total Cost $1860.33

FINAL PRICING AND SAVINGS:

I was actually able to pay the insurance negotiated pricing for the surgeon and the cash pricing for the anesthesiologist and the facility.  My final pricing was $1830.34 for the entire procedure.  And there lies the proof in the pudding:

Almost $1200 in Savings

Happy Healthy Kid at Great Cost Savings by Paying Cash

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Bear was Free!

Ann Riggs, DO

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Patient-Driven Affordable Healthcare